If you have lost your social security card or it has been stolen, you need to take immediate action to prevent any identity theft. The problem is that you might not realize that your card is missing until it is too late. This is why you need to know how to determine if someone else has been using your social security number.
Problems Filing Your Taxes
One of the ways that you can determine that someone else is using your social security number is when you file your tax return with the IRS. If you are trying to file the return and an error message appears stating that someone has already filed your taxes, this could be a sign that your social security number is being used by someone else. Another way that your taxes can tell you about this is when you receive a notice of unreported income when you know that you have reported everything to the IRS.
Lower Than Expected Credit Scores
If you have been rejected for any applications which require a good credit score, your social security number may be compromised. This is a good indicator when you know you have good credit. A compromised social security number will allow other people to take out credit cards and loans in your name which will lower your credit score.
To verify this, you should request your credit report from one of the credit agencies such as TransUnion. You can then check that all of the items on the credit report are correct and relate to applications that you have made. If you see any items that you know where not taken out by yourself, your social security number may be compromised.
Checking For False Employment Records
One of the reasons why some people use other people’s social security numbers is to get a job or get around a background check that they would generally fail. It is actually easy to check if your social security number has been used for this purpose because all income on your number will be reported to the government. To check this, you will need to open an account at with the Social Security website.
Once you have this account, you will be able to check all of the income which has been reported to your social security number. If you see any income that you know is not your own, you need to contact the Social Security Administration office.
Calls From Creditors
If you are getting calls from creditors for debts that you know you do not owe, your social security number may be compromised. These calls are generally a good sign that credit and loans have been taken out with your social security number and are not being repaid. If you are faced with these calls, you should get your credit report and check for unknown items.
Identity theft is a serious problem for people and could impact many aspects of your life. This is why you need to know how to determine if someone has been using your social security number. Get to know more at https://www.application-filing-service.com/socialsecuritycard/get-social-security-card-day/